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SICE

Electronic clearing system for financial institutions

SICE processes your institution's electronic clearing under Central Bank of Costa Rica standards, with the availability a process that can't stop demands.

Key benefits

  • High-volume processing with 24/7 availability
  • BCCR / SUGEF compliance built into the design
  • Integration with core banking and legacy systems without disruption
  • Full traceability of every transaction
  • Ongoing support and evolution by the team that built it

Who it's for

Public and private banksSavings and credit cooperativesRegulated financial institutions

A process that allows no errors and no pauses

Electronic clearing is one of the most sensitive processes in a financial institution. Every batch involves customer funds, deadlines set by the BCCR and reconciliations that must balance to the cent. A delay isn't a technical issue: it's an operational failure with regulatory and reputational consequences.

That's why the system that runs it must be designed from day one for high availability, for recording every operation and for integrating with core banking without becoming a point of failure.

What SICE does

SICE manages the institution's electronic clearing cycle: receiving, validating, processing and reconciling operations, with end-to-end traceability for every transaction.

It integrates with core banking and the institution's existing systems, so clearing doesn't require duplicating information or keeping manual hand-offs between platforms.

Built for Costa Rican regulation

SICE was built for Costa Rica's financial ecosystem. BCCR and SUGEF requirements are part of the design, not a patch added later. When regulations change, updates are made by the same team that knows the system inside out.

Support from the team that built it

In a critical process, what matters is who answers when something happens. SICE support comes from the team that designed it, with service-level agreements and 24/7 response for incidents that affect operations.

Frequently asked questions

Does SICE replace core banking?

No. SICE integrates with your existing core banking and runs the electronic clearing process without replacing the institution's central systems.

What happens when BCCR regulations change?

Regulatory updates are developed by the same team that built SICE, as part of ongoing support and evolution.

Can I see a demo?

Yes. Request a demo through the contact form and a specialist will walk you through the system applied to your institution.

Other Tecnoware solutions

Want to see SICE working in your organization?

Let's talk about your case. We'll show you the solution applied to your operation, free and with no commitment.

Request a SICE demo